Our Online Security Commitment
TD Bank is committed to providing you with a secure online experience that protects our public website and Online Banking,
our mobile apps and your confidential information. Our employees are trained on our security
policies and procedures and work diligently to protect the integrity of your information.
We use industry-accepted security practices, including firewalls and encryption, to safeguard the security of your personal
financial information. These controls allow us to properly authenticate your identity
when you access our online services and help to protect your information as it travels
over the Internet between your computer and TD Bank. We also constantly monitor and
assess the security of our website and mobile apps.
With everything we're doing to protect your information, keep in mind that it is
also important for you to take precautions to safeguard personal information
on your end.
Secure Pages and Login
TD Bank employs a layered security approach to help protect our website, our mobile apps, and your accounts and your identity.
When you set up your account, you will be asked to provide personal security questions and answers
to help authenticate your user ID and password. In addition, our security system will recognize
your user patterns (when and how you access the online banking site) and use this information
to verify your identity. Also, if you sign on to TD Bank Online Banking from a device that we
do not recognize we will ask you to answer a Security Question for which only you know the answer.
Lastly, we may also ask you one of your Security Questions periodically as yet an additional
layer of security.
You should never give out your user name and password and security question answers to anyone, and TD Bank will never ask
for this information from you via e-mail, phone, or a store. You should also make your password
difficult to guess and using a combination of upper and lower case letters, numbers, and
Automated Time Out
To provide additional protection, a time out feature is used on selected portions of our website. This feature will automatically
log you off of your current online session after a period of inactivity. Re-establishing and
authenticating your credentials for your online session helps to reduce unauthorized access to
Use of Firewalls
To protect data stored on our systems and to prevent unauthorized access, we employ firewalls where appropriate. Firewalls
are software and hardware products that are intended to define, control and limit the access
to a website, network or computer system. We also use Intrusion Detection Systems to detect and
identify potential intruders.
Third Party Verification
TD Bank works with independent third-party security firms to perform security reviews of our online services and systems.
Systems are monitored and updated as needed to protect against known security risks. In addition
to the third-party testing, our internal security personnel use several risk assessment and security
tools to monitor and maintain the security of our online systems.
In addition to these measures, this website is also registered with Verisign, an industry leader in website identification
and encryption. Via your browser, Verisign allows you to confirm this website provider's
identity before transmitting any personal information.
Web browsers have the ability to communicate securely with a website by encrypting the information as it passes across the
Internet. This method of communication is called Transport Layer Security (TLS) or Secure Socket
Layer (SSL). TD Bank requires the use of a browser which supports 128-bit encryption to browse
our website and log in to the online banking website. If you see a website address that begins
with "https" (as opposed to "http") and the "closed padlock" (
), you are using a secure connection to view our website and transfer your confidential information.
Secure Messaging and E-Mail
Many of our online services have a secure messaging feature. In order to access secure messaging, you must log in with your
user name and password. Messages sent within our online banking system are secure. You may also
contact us by phone, postal mail or in person.
Note: Regular Internet e-mail is not secure, so please do not send confidential
information such as Social Security or account numbers to us via regular e-mail.
Security is Everyone's Responsibility
We take the safeguarding of your information seriously. In fact, we believe keeping your information safe and secure is every
employee's responsibility. However, even the best security measures can only prevent fraud if
you are also vigilant about employing the necessary safeguards to protect your information.
Our customers have been inquiring about whether customers can provide TD account information to third party aggregators so
that they can view account information from multiple financial organizations in one location. At TD, we take the protection of
your assets and data seriously. You should be aware that when you disclose your TD user names and passwords to any other
party, including third party aggregators or password managers, TD is not responsible for losses resulting from this disclosure or
the use of such services except as provided in our customer agreements. Prior to sharing any account information and
passwords with such third parties, please review the customer agreements you have with us and with them to better
understand risks and liabilities. It is important to understand what is being done, and by who, to protect your assets and
financial information before you avail yourself of third party service providers.