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Direct Deposit

Direct Deposit Take the hassle out of payday. With direct deposit, you don’t have to wait for your check to clear. Funds are available when your salary, pension or Social Security checks are put through your designated direct deposit checking account or savings account. And it’s FREE!

What will I need to provide to my employer to set up direct deposit?

We’ve made it easy – just complete a Direct Deposit Authorization form and take it to your employer.

How do I sign up for direct deposit of my federal benefits payments?

To sign up for direct deposit of your Social Security, Supplemental Security Income (SSI), Veteran Affairs (VA) compensation and pension payments is fast, easy and free.
Before you visit or call, have the following information ready for easy sign-up.
  • Social Security or claim number
  • 12-digit federal benefit check number (located in the upper right-hand corner of your federal benefit check)
  • Amount of the most recent federal benefit check
  • Your TD Bank account number and type of account (checking or savings)
  • TD Bank’s routing transit number

Important Note: The Treasury Department requires all federal benefit check recipients to switch to an electronic payment option. Don’t delay - sign up for direct deposit today! There are several benefits of direct deposit: it’s safer than checks, provides immediate access to your funds, and saves you time.

When will my direct deposit post?

Funds from your direct deposit are made immediately available for you to use. Your direct deposit posts to your account on the business day it is scheduled to be credited by the bank. A business day is every day, except Saturdays, Sundays and federal holidays. Should your direct deposit be scheduled for a non-business day, your deposit will be made on the first business day after that date.


Thanks again! Let us know if we can help you.

If you have any questions, you can access Live Customer Service 24/7 at 888-751-9000. Of course, you’re always welcome to visit us at any of our local TD Bank stores . We’re open seven days a week and are here to help you however we can.

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