Investment Property Loans
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Get a real estate investment loan rate quote and find the financing that makes sense for you.
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What you need to know about investment property loans
|Expand Which loans are available for investment properties?|
Residential investment property mortgages differ from primary home mortgages in four key areas:
Downpayment: Investment property mortgages usually require a larger downpayment.
Interest Rate: Investment property mortgages usually have higher rates.
Loan Underwriting: Residential investment property mortgages may be underwritten differently than properties that are owner-occupied.
Property Size: At TD Bank, residential mortgages for investment properties are for buildings with 1 – 4 units. If you're interested in a building that is mixed-use, commercial or more than 5 units, you may need to consider commercial financing for your mortgage needs.
You can learn more about your best loan options and get a realistic price range for your search when you talk to your TD Bank mortgage advisor to get prequalified.
|Expand What if I live in a different state from where I'll be buying my investment property?|
If your investment property is in a different state, keep in mind that your lender must be authorized to lend in that state. TD Bank operates in 15 states from Maine to Florida – find a TD Bank near your property.
Have questions? Ready to apply? We're here.
Talk to a mortgage advisor at 1-866-325-4516